Employers will not have to bear any of the liability of making the advances to their employees. Clair enters into an agreement with employees directly in order to remove any liability from the employer.

Your HR team may be involved in the following capacities:

• Encouraging employees to sign up for Clair
• Directing questions about Clair to Clair’s support page (support.getclair.com), hotline (+1 888 HI-CLAIR), or email ([email protected])
• If your employees do not have a self-service option to change direct deposit, they may need to input your employees’ new account details. Your HR team will never need to change their payroll processes to accommodate Clair.

Clair makes money from merchant fees whenever your employees spend their paycheck using their Clair Debit Mastercard®. This keeps the wage advance service free for you and your employees.

You can direct questions about Clair to Clair’s support page (support.getclair.com), hotline (+1 888 HI-CLAIR), or email ([email protected]). Clair is available from 9am to 8pm ET, Mondays through Fridays, excluding federal holidays.

All U.S. based employees are eligible to use Clair.

Clair floats all the capital for advances so employees will be able to take an advance when they need it. After requesting an advance in the Clair app or the portal, users will instantly see it in their account. Once they receive their paycheck the amount advanced is automatically subtracted from the total to ensure no one is under or over-paid.

Clair determines how much employees can advance using an algorithm that refines its estimates over time. Advances typically start at 30 to 50%, however this may rise as the algorithm better understands how much is taken out of each individual’s paycheck after standard deductions and garnishments.

earlyPAY gives your employees on-demand access to their earned wages at no cost to you and with no change to your current payroll processes. Unlike other early wage advance providers, Clair does not require employers to process wage advance deductions themselves when running payroll. Businesses just run payroll as always and Clair makes the deductions in the background to ensure no one is over or under paid.

To qualify for this free benefit the employees must create a Clair spending account and set up a direct deposit. Once approved, Clair will advance the employee a portion of their earned wages. When the employee receives their paycheck, Clair will automatically deduct any advances from their Clair spending account. The employer is not involved with the wage advances given to employees by Clair.